Despite the fact that financial institutions provide a wide range of services to their customers, many of their "core" services are the same. The most typical services offered are checking accounts, savings accounts, certificates of deposit, and loans, including automobile loans and home mortgages. Additional options include safe deposit boxes and investment-related services. For more information about your local financial institutions' products and services, contact them. Banking helps businesses in a variety of ways, including providing long- and short-term finance, facilitating money transfers, collecting checks and bills, and assisting in capital raising by acting as underwriters.